Canadian Accredited Insurance Broker (CAIB) Three Practice Exam

What is the general buyer's responsibility under the Sale of Goods Act regarding product suitability?

1. Making a purchase without any knowledge

2. Exercising care for quality and suitability

3. Dependent on government regulations

4. Trusting the seller's word exclusively

The correct answer is: Exercising care for quality and suitability

The general buyer's responsibility under the Sale of Goods Act emphasizes the importance of exercising care for quality and suitability when making a purchase. This implies that buyers are expected to assess whether a product meets their specific needs and requirements before finalizing the transaction. In the context of the Sale of Goods Act, buyers should not simply rely on the seller's claims or assume that all products are suitable for their intended purposes. Instead, they have a duty to ensure that the product aligns with their expectations and is fit for the intended use. This proactive approach is essential because it promotes informed decision-making and encourages consumers to seek out products that best suit their needs. The other options reflect responsibilities that don't align with the principles of the Sale of Goods Act. For instance, making a purchase without any knowledge neglects the buyer's duty to be informed, while dependence on government regulations would imply a lack of individual responsibility. Moreover, trusting the seller's word exclusively undermines the need for due diligence from the buyer. Hence, emphasizing quality and suitability underlines the foundational principle that buyers should take an active role in their purchasing decisions.